Payday Loans FAQ

Please keep in mind that we offer several companies to fill your short term financing needs. Each of these companies have rules that differ slightly. However, we have compiled some general FAQ’ below.

What is a payday loan?
Payday Loan or payday advances are quick and confidential ways to get cash advances until your next paycheck.

What if I have poor credit? We have no problem with poor credit. If you have questions about your eligibility for Payday Loan and cash advances, contact us or complete an application for more info.

How do I receive the cash, and how do I repay the loan?
When you request a payday loan, cash advance you authorize Quik Payday to: Directly deposit $100.00, $200.00, $300.00, $400.00, or $1,500.00 into the account of your choice. Directly withdrawal $120.00, $240.00, $360.00, $480.00, or $600.00 on your next payday. Please see our APR Disclosure page for more information.

How do I know that you are going to withdraw what you say you are?
Because lenders authorized to use the Federal Reserve Wire System, they must follow all FDIC and NACHA regulations. So we can only withdraw the amount authorized as stated in your payday loan contract.